Card fraud encompasses any deceitful transaction completed using a stolen or copyright credit card. The frequency of card fraud has increased with the rise of online banking and e-commerce. Cardholders and financial institutions continue to combat fraud through technologies such as EMV chips, tokenization, and real-time transaction alerts.

To protect oneself from card fraud, it’s crucial to monitor your bank statements and set up alerts for any unauthorized transactions. Many credit card companies provide zero liability policies, which means you won’t be held responsible for fraudulent charges made on your card if you report them promptly.

Additionally, practicing safe online shopping by using secure connections and not sharing your credit card information carelessly can prevent theft. If you suspect that your card has 소액결제 현금화 been compromised, contact your credit card issuer immediately to report the fraud and request a new card. Regularly updating your passwords and using multifactor authentication can also enhance security.